Rates
At First Financial Bank, you will earn competitive rates on a variety of savings and investment accounts. You will also find our personal loan rates to be very competitive.
Rates subject to change without notice. On Certificates of Deposit and IRAs, a penalty may be imposed for early withdrawal [which could reduce the annual percentage yield]; fees could reduce earnings on an account. Please call 325-659-5950 for further information about applicable fees and terms.
Last Updated On : Wednesday, May 01, 2013 Account Products| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|
| Heritage | $0.00 | | | |
| $0.00 - $9,999.99 | | $0.00 | 0.0000% | 0.00% |
| $10,000.00 - $49,999.99 | | $10,000.00 | 0.0200% | 0.02% |
| $50,000.00 - Above | | $50,000.00 | 0.0500% | 0.05% |
| |
| Interest Checking | $0.00 | | | |
| $0.00 - $9,999.99 | | $0.00 | 0.0000% | 0.00% |
| $10,000.00 - $49,999.99 | | $10,000.00 | 0.0200% | 0.02% |
| $50,000.00 - Above | | $50,000.00 | 0.0500% | 0.05% |
| |
| Business Interest Checking | $100.00 | | | |
| $0.00 - $9,999.99 | | $0.00 | 0.0000% | 0.00% |
| $10,000.00 - $49,999.99 | | $10,000.00 | 0.0200% | 0.02% |
| $50,000.00 - Above | | $50,000.00 | 0.0500% | 0.05% |
| |
| Business Money Market | $250.00 | | | |
| $0.00 - $9,999.99 | | $0.00 | 0.0000% | 0.00% |
| $10,000.00 - $49,999.99 | | $10,000.00 | 0.0200% | 0.02% |
| $50,000.00 - Above | | $50,000.00 | 0.0500% | 0.05% |
| |
| Business Savings | $100.00 | $0.01 | 0.0500% | 0.05% |
| |
| Savings | $0.00 | $0.01 | 0.0500% | 0.05% |
| |
| Kids Savings | $0.00 | $0.01 | 0.0500% | 0.05% |
| |
Certificate of Deposit Rates| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|
| 7-31 Day Auto <100M | $500.00 | $500.00 | 0.0500% | 0.05% |
| 7-31 Day Auto 100M+ | $100,000.00 | $100,000.00 | 0.0500% | 0.05% |
| 32-90 Day Auto 100M+ | $100,000.00 | $100,000.00 | 0.0500% | 0.05% |
| 32-90 Day Auto <100M | $500.00 | $500.00 | 0.0500% | 0.05% |
| 91-180 D Auto <100M | $500.00 | $500.00 | 0.0500% | 0.05% |
| 181-364 D Auto <100M | $500.00 | $500.00 | 0.1000% | 0.10% |
| 12-17 Mo Auto <100M | $500.00 | $500.00 | 0.1500% | 0.15% |
| 24-35 Mo Auto <100M | $500.00 | $500.00 | 0.2000% | 0.20% |
| 36-47 Mo Auto <100M | $500.00 | $500.00 | 0.2000% | 0.20% |
| 48-59 Mo Auto <100M | $500.00 | $500.00 | 0.2000% | 0.20% |
| 60 Mon Auto <100M | $500.00 | $500.00 | 0.2000% | 0.20% |
| 91-180 D Auto 100M+ | $100,000.00 | $100,000.00 | 0.0500% | 0.05% |
| 181-364 D Auto 100M+ | $100,000.00 | $100,000.00 | 0.1000% | 0.10% |
| 12-17 Mo Auto 100M+ | $100,000.00 | $100,000.00 | 0.1500% | 0.15% |
| 24-35 Mo Auto 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| 36-47 Mo Auto 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| 48-59 Mo Auto 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| 60 Mon Auto 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| |
IRA Rates| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|
| IRA 7-31 Fix <100M | $100.00 | $100.00 | 0.0500% | 0.05% |
| IRA 12-17M Fix <100M | $100.00 | $100.00 | 0.1500% | 0.15% |
| IRA 24-35M Fix <100M | $100.00 | $100.00 | 0.2000% | 0.20% |
| IRA 36-47M Fix <100M | $100.00 | $100.00 | 0.2000% | 0.20% |
| IRA 48-59M Fix <100M | $100.00 | $100.00 | 0.2000% | 0.20% |
| IRA 60M Fix <100M | $100.00 | $100.00 | 0.2000% | 0.20% |
| IRA 12-17M Fix 100M+ | $100,000.00 | $100,000.00 | 0.1500% | 0.15% |
| IRA 24-35M Fix 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| IRA 36-47M Fix 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| IRA 48-59M Fix 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| IRA 60M Fix 100M+ | $100,000.00 | $100,000.00 | 0.2000% | 0.20% |
| |
|